Commercial Lines Customer Service Representative (Property & Casualty Licensed)

We are seeking a detail-oriented, thorough, and organized underwriter to join our growing team. As an underwriter, your primary responsibility will be to review applications for insurance and evaluate the degree of risk in accepting individual applications. The ideal candidate for this position is astute, self-assured, decisive, and is able to complete tasks and make decisions independently. Salary negotiable based on experience.

Underwriter Duties and Responsibilities:

  • Evaluate insurance applications and decide whether to provide insurance
  • Determine coverage amounts and premiums for insurance policies
  • Screen applicants for insurance based on a predetermined set of criteria
  • Obtain and examine additional relevant documentation about applicants through communications with field representatives, and others
  • Analyze applicant information and use reference materials to aid in the determination of risks
  • Assess and consider recommendations from underwriting software
  • Decline applicants that demonstrate excessive risks
  • Review company records to determine the amount of insurance in force on single risks or groups of risks
  • Ensure safe and profitable risk distribution

Underwriter Requirements and Qualifications:

  • Bachelor’s degree in business, economics, finance, mathematics or related field a plus
  • Prior underwriting experience required
  • Insurance License required
  • Complete (not required) professional development and continuing education courses as offered by The American College of Financial Services, The Institutes and The National Association of Insurance and Financial Advisors, such as:
    • Associate in Commercial Underwriting (AU)
    • Associate in Personal Insurance (API)
    • Chartered Property and Casualty Underwriter (CPCU) designation
    • Certified Insurance Counselor (CIC)
    • Certified Risk Manager (CRM)


  • 401K
  • Dental Insurance
  • Life Insurance
  • Medical Insurance
  • Vision Insurance

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